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Terms of Service

Last updated: June 2025

Acceptance of Terms

By accessing or using LoanFit, you agree to these Terms of Use. If you do not agree, please do not use the platform.

Educational Use Only

LoanFit is an educational readiness assessment platform. The content, scores, reports, and guidance provided by LoanFit are for informational and educational purposes only. Nothing on LoanFit constitutes financial advice, legal advice, tax advice, or a guarantee of loan approval or denial.

Not a Lender

LoanFit is not a lender, mortgage broker, financial broker, or credit counselor. LoanFit does not originate, fund, guarantee, or facilitate loans of any kind. LoanFit does not connect users with lenders.

Accuracy of Information

LoanFit's readiness scores and guidance are based entirely on self-reported information provided by the user. LoanFit makes no representation that these results are accurate, complete, or indicative of any lender's actual underwriting criteria or decision.

Paid Reports

Paid reports are non-refundable once generated. Reports are delivered digitally and are for personal, non-commercial use only.

Limitation of Liability

To the maximum extent permitted by law, LoanFit and its operators are not liable for any financial loss, loan denial, or other harm resulting from reliance on information provided by this platform. Always consult qualified professionals before making financial decisions.

Contact

Questions? Email hello@loanfit.org.