Free Tools
Free Business Funding Calculators
Understand your numbers before lenders do. Use these free tools to check your readiness, then get your personalized Funding Score.
Cash Flow Health Check
Get a quick health snapshot of your business cash flow.
DSCR Calculator
Debt Service Coverage Ratio measures your ability to cover debt payments from operating income.
Business Debt Capacity Calculator
Estimate how much additional debt your business can safely take on.
Business Loan Payment Calculator
Estimate your monthly payment based on loan amount, rate, and term.
Loan Affordability Calculator
Find out how much monthly loan payment your business can comfortably afford.
Working Capital Calculator
Measure your short-term liquidity — what lenders check to see if you can weather downturns.
Break-Even Calculator
Find out how many units you need to sell to cover your costs.